0% Payment Plans available at Godfreys


 0% Interest Payment Plans

Some purchases just can't wait. Now they don't have to.

0% Interest Payment Plans are the clever way to pay, with flexible payment options catered to suit your budget and lifestyle.

Whatever the purchase, 0% Interest Payment Plans give you access to the things you need now.

You have the flexibility to make extra payments at any time to reduce your balance, and interest is only calculated on any remaining balance at the end of your 0% interest period – and is not backdated.

 Interest Free options

Interest Free - Minimum Monthly + Flexible Payments

 You need to make a minimum payment each month. Remember, paying only the minimum monthly payment will not pay out the balance of the plan, but you have the flexibility to make extra payments at any time. Plans start from 6 months.


Features and benefits of 0% Interest Payment Plans

● Payment options suited to your budget and lifestyle

● Available at thousands of participating stores around Australia

● There is no penalty if you choose to pay out your plan early

● An annual fee of $99


Fees and charges

$0 Interest

Pay your purchase before the end of the promotional period and pay $0 interest.

Annual Fee

For Gem Visa a $99 annual fee applies after your first purchase and on the anniversary of that first purchase every year afterwards.

Any one of these four cards can be used to purchase with 0% interest

If you don’t have a card yet, you can apply for a Gem Visa online which will allow you to start shopping with 0% interest today.

 GE cards


Download Fact Sheet

 For more information about Gem Visa and 0% Interest Payment Plans, check out our fact sheet. Download our fact sheet here


*Approved customers only. Available on advertised or ticketed price. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.


1 Extended interest free terms may vary. Available at participating retailers to approved applicants only. Conditions, fees and charges apply.